YEARLY HIGH
0.0417 BBD
YEARLY LOW
0.0386 BBD
YEARLY AVERAGE
0.0403 BBD

2020 PHP to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 0.0417. Conversely, the yearly low was recorded on March 18, dropping to 0.0386.

This high-to-low spread represents a total annual volatility of 0.0030 BBD. From a start-to-finish perspective, comparing the January average rate of 0.0393 to the December average rate of 0.0416, the exchange rate registered a net change of 5.72% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0417 was up 5.00% compared to the 2019 peak of 0.0397, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 10,422 BBD
2019 Average 9,660 BBD
Yearly Trough Low 9,662 BBD
Transaction Impact: A difference of 760.20 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0418
0.0391
JanuMarcMayJulySeptNove

PHP to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0395, compared to 0.0412 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0395
H2 Avg (Jul–Dec) 0.0412

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0013 BBD (High: 0.0399 / Low: 0.0386). On the other end, September was the most stable month, with a tight range of 0.0002 BBD (High: 0.0413 / Low: 0.0411).

March Spread (Volatile) ±0.0013
September Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0001 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0416) against the same month in 2019 (average: 0.0394), the exchange rate shifted by +0.0022 (+5.58%).

2020 Avg (December) 0.0416
2019 Avg (December) 0.0394

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0396 0.0391 0.0393
February 0.0396 0.0392 0.0394
March 0.0399 0.0386 0.0393
April 0.0398 0.0392 0.0395
May 0.0401 0.0393 0.0396
June 0.0402 0.0396 0.0400
July 0.0407 0.0401 0.0405
August 0.0414 0.0407 0.0410
September 0.0413 0.0411 0.0412
October 0.0414 0.0411 0.0412
November 0.0416 0.0412 0.0415
December 0.0417 0.0414 0.0416