2021 PHP to BIF Historical Review

YEARLY HIGH

41.5096 BIF

YEARLY LOW

38.8715 BIF

YEARLY AVERAGE

40.0871 BIF

2021 PHP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PHP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 7, valuing the pair at 41.5096. Conversely, the yearly low was recorded on July 19, dropping to 38.8715.

This high-to-low spread represents a total annual volatility of 2.6381 BIF. From a start-to-finish perspective, comparing the January average rate of 40.4932 to the December average rate of 39.7046, the exchange rate registered a net change of -1.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 41.5096 was up 2.46% compared to the 2020 peak of 40.5114, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 10,377,400 BIF

2020 Average 9,655,157 BIF

Yearly Trough Low 9,717,886 BIF

Transaction Impact: A difference of 659,513.92 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

41.3065

39.1105

JanuMarcMayJulySeptNove

PHP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.6173, compared to 39.5569 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0604 points.

H1 Avg (Jan–Jun) 40.6173

H2 Avg (Jul–Dec) 39.5569

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 1.5519 BIF (High: 40.6426 / Low: 39.0907). On the other end, October was the most stable month, with a tight range of 0.4660 BIF (High: 39.5821 / Low: 39.1162).

August Spread (Volatile) ±1.5519

October Spread (Stable) ±0.4660

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.4636 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.4636

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 41.0752) against the same month in 2020 (average: 38.1072), the exchange rate shifted by +2.9679 (+7.79%).

2021 Avg (June) 41.0752

2020 Avg (June) 38.1072

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	40.7773	40.1736	40.4932
February	40.8291	39.6948	40.3925
March	40.6632	40.0768	40.2845
April	40.7867	40.0634	40.3349
May	41.3595	40.6196	41.1235
June	41.5096	40.5587	41.0752
July	40.3067	38.8715	39.6116
August	40.6426	39.0907	39.5244
September	39.9866	38.9264	39.6153
October	39.5821	39.1162	39.2935
November	40.0562	39.3037	39.5920
December	40.2152	38.9440	39.7046

2021 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு