YEARLY HIGH
0.5077 CZK
YEARLY LOW
0.4414 CZK
YEARLY AVERAGE
0.4678 CZK

2020 PHP to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 0.5077. Conversely, the yearly low was recorded on January 6, dropping to 0.4414.

This high-to-low spread represents a total annual volatility of 0.0663 CZK. From a start-to-finish perspective, comparing the January average rate of 0.4469 to the December average rate of 0.4492, the exchange rate registered a net change of 0.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5077 was up 10.80% compared to the 2019 peak of 0.4582, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 126,934 CZK
2019 Average 110,748 CZK
Yearly Trough Low 110,362 CZK
Transaction Impact: A difference of 16,571.74 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5003
0.4420
JanuMarcMayJulySeptNove

PHP to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4725, compared to 0.4631 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0094 points.

H1 Avg (Jan–Jun) 0.4725
H2 Avg (Jul–Dec) 0.4631

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0621 CZK (High: 0.5063 / Low: 0.4442). On the other end, January was the most stable month, with a tight range of 0.0095 CZK (High: 0.4509 / Low: 0.4414).

March Spread (Volatile) ±0.0621
January Spread (Stable) ±0.0095

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0213 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0213

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.4954) against the same month in 2019 (average: 0.4399), the exchange rate shifted by +0.0555 (+12.61%).

2020 Avg (April) 0.4954
2019 Avg (April) 0.4399

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4509 0.4414 0.4469
February 0.4583 0.4457 0.4522
March 0.5063 0.4442 0.4721
April 0.5077 0.4829 0.4954
May 0.5061 0.4805 0.4948
June 0.4781 0.4672 0.4735
July 0.4788 0.4494 0.4685
August 0.4577 0.4477 0.4536
September 0.4815 0.4530 0.4678
October 0.4837 0.4719 0.4767
November 0.4821 0.4550 0.4631
December 0.4541 0.4436 0.4492