YEARLY HIGH
0.1628 GTQ
YEARLY LOW
0.1477 GTQ
YEARLY AVERAGE
0.1558 GTQ

2020 PHP to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 0.1628. Conversely, the yearly low was recorded on March 17, dropping to 0.1477.

This high-to-low spread represents a total annual volatility of 0.0151 GTQ. From a start-to-finish perspective, comparing the January average rate of 0.1514 to the December average rate of 0.1623, the exchange rate registered a net change of 7.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.1628 was up 6.38% compared to the 2019 peak of 0.1531, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 40,712 GTQ
2019 Average 37,186 GTQ
Yearly Trough Low 36,933 GTQ
Transaction Impact: A difference of 3,779.50 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.1635
0.1493
JanuMarcMayJulySeptNove

PHP to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1519, compared to 0.1596 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0078 points.

H1 Avg (Jan–Jun) 0.1519
H2 Avg (Jul–Dec) 0.1596

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0086 GTQ (High: 0.1564 / Low: 0.1477). On the other end, October was the most stable month, with a tight range of 0.0012 GTQ (High: 0.1610 / Low: 0.1598).

March Spread (Volatile) ±0.0086
October Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0010 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.1623) against the same month in 2019 (average: 0.1515), the exchange rate shifted by +0.0109 (+7.17%).

2020 Avg (December) 0.1623
2019 Avg (December) 0.1515

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1529 0.1503 0.1514
February 0.1512 0.1496 0.1504
March 0.1564 0.1477 0.1510
April 0.1535 0.1510 0.1522
May 0.1546 0.1513 0.1524
June 0.1546 0.1525 0.1537
July 0.1570 0.1546 0.1558
August 0.1596 0.1568 0.1579
September 0.1607 0.1589 0.1599
October 0.1610 0.1598 0.1604
November 0.1625 0.1604 0.1615
December 0.1628 0.1616 0.1623