YEARLY HIGH
7.2693 KMF
YEARLY LOW
6.8304 KMF
YEARLY AVERAGE
7.0441 KMF

2026 PHP to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 3, valuing the pair at 7.2693. Conversely, the yearly low was recorded on June 1, dropping to 6.8304.

This high-to-low spread represents a total annual volatility of 0.4390 KMF. From a start-to-finish perspective, comparing the January average rate of 7.1062 to the December average rate of 7.0041, the exchange rate registered a net change of -1.44% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 7.2693 was down 12.00% compared to the 2025 peak of 8.2609, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 1,817,326 KMF
2025 Average 1,900,641 KMF
Yearly Trough Low 1,707,588 KMF
Transaction Impact: A difference of 109,737.96 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

7.1982
6.8478
JanuMarcMayJuly

PHP to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.0508, compared to 7.0041 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0466 points.

H1 Avg (Jan–Jun) 7.0508
H2 Avg (Jul–Dec) 7.0041

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.2851 KMF (High: 7.1306 / Low: 6.8455). On the other end, May was the most stable month, with a tight range of 0.0372 KMF (High: 6.8997 / Low: 6.8625).

April Spread (Volatile) ±0.2851
May Spread (Stable) ±0.0372

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1467 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1467

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 7.1536) against the same month in 2025 (average: 7.9655), the exchange rate shifted by -0.8119 (-10.19%).

2026 Avg (March) 7.1536
2025 Avg (March) 7.9655

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.1583 6.9931 7.1062
February 7.2495 7.0431 7.1690
March 7.2693 7.0486 7.1536
April 7.1306 6.8455 7.0069
May 6.8997 6.8625 6.8770
June 7.0845 6.8304 6.9920
July 7.0357 6.9581 7.0041