YEARLY HIGH
3.6146 LRD
YEARLY LOW
2.9793 LRD
YEARLY AVERAGE
3.3618 LRD

2025 PHP to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 3.6146. Conversely, the yearly low was recorded on December 9, dropping to 2.9793.

This high-to-low spread represents a total annual volatility of 0.6353 LRD. From a start-to-finish perspective, comparing the January average rate of 3.2566 to the December average rate of 3.0116, the exchange rate registered a net change of -7.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.6146 was up 0.55% compared to the 2024 peak of 3.5947, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 903,645 LRD
2024 Average 835,588 LRD
Yearly Trough Low 744,824 LRD
Transaction Impact: A difference of 158,821.03 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.6489
2.9536
JanuMarcMayJulySeptNove

PHP to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4670, compared to 3.2567 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2103 points.

H1 Avg (Jan–Jun) 3.4670
H2 Avg (Jul–Dec) 3.2567

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 0.4421 LRD (High: 3.5432 / Low: 3.1011). On the other end, May was the most stable month, with a tight range of 0.0438 LRD (High: 3.6146 / Low: 3.5707).

September Spread (Volatile) ±0.4421
May Spread (Stable) ±0.0438

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2499 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2499

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 3.5909) against the same month in 2024 (average: 3.3502), the exchange rate shifted by +0.2407 (+7.19%).

2025 Avg (May) 3.5909
2024 Avg (May) 3.3502

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4050 3.1609 3.2566
February 3.4595 3.3709 3.4205
March 3.4884 3.4268 3.4729
April 3.5773 3.4758 3.5174
May 3.6146 3.5707 3.5909
June 3.5881 3.4847 3.5437
July 3.5641 3.4475 3.5295
August 3.5542 3.4575 3.5203
September 3.5432 3.1011 3.2704
October 3.1567 3.1038 3.1337
November 3.1293 3.0183 3.0747
December 3.0375 2.9793 3.0116