YEARLY HIGH
0.6386 NIO
YEARLY LOW
0.5924 NIO
YEARLY AVERAGE
0.6109 NIO

2026 PHP to NIO Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to NIO exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.6386. Conversely, the yearly low was recorded on June 6, dropping to 0.5924.

This high-to-low spread represents a total annual volatility of 0.0462 NIO. From a start-to-finish perspective, comparing the January average rate of 0.6217 to the December average rate of 0.5969, the exchange rate registered a net change of -3.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.6386 was down 4.21% compared to the 2025 peak of 0.6666, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 159,641 NIO
2025 Average 159,988 NIO
Yearly Trough Low 148,102 NIO
Transaction Impact: A difference of 11,539.01 NIO purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.6353
0.5934
JanuMarcMayJuly

PHP to NIO Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6132, compared to 0.5969 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0163 points.

H1 Avg (Jan–Jun) 0.6132
H2 Avg (Jul–Dec) 0.5969

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0304 NIO (High: 0.6365 / Low: 0.6061). On the other end, July was the most stable month, with a tight range of 0.0045 NIO (High: 0.5993 / Low: 0.5948).

March Spread (Volatile) ±0.0304
July Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0146 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0146

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.6318) against the same month in 2025 (average: 0.6345), the exchange rate shifted by -0.0027 (-0.42%).

2026 Avg (February) 0.6318
2025 Avg (February) 0.6345

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6264 0.6175 0.6217
February 0.6386 0.6232 0.6318
March 0.6365 0.6061 0.6172
April 0.6203 0.5965 0.6110
May 0.5991 0.5946 0.5970
June 0.6103 0.5924 0.6006
July 0.5993 0.5948 0.5969