2026 PHP to PKR Historical Review

YEARLY HIGH

4.8504 PKR

YEARLY LOW

4.4911 PKR

YEARLY AVERAGE

4.6359 PKR

2026 PHP to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 4.8504. Conversely, the yearly low was recorded on July 23, dropping to 4.4911.

This high-to-low spread represents a total annual volatility of 0.3593 PKR. From a start-to-finish perspective, comparing the January average rate of 4.7324 to the December average rate of 4.5106, the exchange rate registered a net change of -4.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.8504 was down 5.01% compared to the 2025 peak of 5.1064, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 1,212,594 PKR

2025 Average 1,225,045 PKR

Yearly Trough Low 1,122,768 PKR

Transaction Impact: A difference of 89,825.23 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

4.8336

4.4812

JanuMarcMayJuly

PHP to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6568, compared to 4.5106 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1462 points.

H1 Avg (Jan–Jun) 4.6568

H2 Avg (Jul–Dec) 4.5106

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.2361 PKR (High: 4.8352 / Low: 4.5991). On the other end, May was the most stable month, with a tight range of 0.0299 PKR (High: 4.5496 / Low: 4.5196).

March Spread (Volatile) ±0.2361

May Spread (Stable) ±0.0299

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1155 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1155

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 4.8042) against the same month in 2025 (average: 4.8166), the exchange rate shifted by -0.0124 (-0.26%).

2026 Avg (February) 4.8042

2025 Avg (February) 4.8166

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.7669	4.7036	4.7324
February	4.8504	4.7356	4.8042
March	4.8352	4.5991	4.6887
April	4.7006	4.5232	4.6355
May	4.5496	4.5196	4.5312
June	4.6166	4.5053	4.5486
July	4.5281	4.4911	4.5106

2026 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு