YEARLY HIGH
48.7585 TZS
YEARLY LOW
41.0413 TZS
YEARLY AVERAGE
44.5743 TZS

2025 PHP to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the PHP to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 9, valuing the pair at 48.7585. Conversely, the yearly low was recorded on November 19, dropping to 41.0413.

This high-to-low spread represents a total annual volatility of 7.7172 TZS. From a start-to-finish perspective, comparing the January average rate of 42.9395 to the December average rate of 41.9134, the exchange rate registered a net change of -2.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 48.7585 was down 0.58% compared to the 2024 peak of 49.0430, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 12,189,617 TZS
2024 Average 11,412,235 TZS
Yearly Trough Low 10,260,323 TZS
Transaction Impact: A difference of 1,929,293.51 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

49.1413
41.0024
JanuMarcMayJulySeptNove

PHP to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.9966, compared to 43.1520 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.8446 points.

H1 Avg (Jan–Jun) 45.9966
H2 Avg (Jul–Dec) 43.1520

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 3.0407 TZS (High: 45.9890 / Low: 42.9483). On the other end, May was the most stable month, with a tight range of 0.7234 TZS (High: 48.7585 / Low: 48.0351).

August Spread (Volatile) ±3.0407
May Spread (Stable) ±0.7234

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 1.6147 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.6147

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 48.4631) against the same month in 2024 (average: 44.9139), the exchange rate shifted by +3.5492 (+7.90%).

2025 Avg (May) 48.4631
2024 Avg (May) 44.9139

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 43.7253 41.6568 42.9395
February 45.2135 43.7044 44.5850
March 46.5782 44.7705 45.9624
April 48.2824 46.1257 47.1673
May 48.7585 48.0351 48.4631
June 48.3616 45.6698 46.8623
July 46.7803 44.1168 45.7608
August 45.9890 42.9483 44.1460
September 44.2029 42.1413 43.2171
October 42.4545 41.6353 42.1942
November 42.0588 41.0413 41.6806
December 42.5902 41.2388 41.9134