YEARLY HIGH
0.2845 ZAR
YEARLY LOW
0.2627 ZAR
YEARLY AVERAGE
0.2727 ZAR

2026 PHP to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 8, valuing the pair at 0.2845. Conversely, the yearly low was recorded on June 1, dropping to 0.2627.

This high-to-low spread represents a total annual volatility of 0.0218 ZAR. From a start-to-finish perspective, comparing the January average rate of 0.2756 to the December average rate of 0.2670, the exchange rate registered a net change of -3.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.2845 was down 17.15% compared to the 2025 peak of 0.3434, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 71,123 ZAR
2025 Average 77,807 ZAR
Yearly Trough Low 65,663 ZAR
Transaction Impact: A difference of 5,459.63 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.2831
0.2646
JanuMarcMayJuly

PHP to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2737, compared to 0.2670 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0068 points.

H1 Avg (Jan–Jun) 0.2737
H2 Avg (Jul–Dec) 0.2670

Volatility Range Comparison

Volatility

The most volatile month in 2026 was June, with a trading range of 0.0144 ZAR (High: 0.2771 / Low: 0.2627). On the other end, February was the most stable month, with a tight range of 0.0070 ZAR (High: 0.2780 / Low: 0.2710).

June Spread (Volatile) ±0.0144
February Spread (Stable) ±0.0070

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0091 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0091

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.2815) against the same month in 2025 (average: 0.3186), the exchange rate shifted by -0.0370 (-11.63%).

2026 Avg (March) 0.2815
2025 Avg (March) 0.3186

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2812 0.2670 0.2756
February 0.2780 0.2710 0.2752
March 0.2845 0.2758 0.2815
April 0.2820 0.2697 0.2752
May 0.2727 0.2638 0.2661
June 0.2771 0.2627 0.2686
July 0.2729 0.2637 0.2670