YEARLY HIGH
5.3405 ZWL
YEARLY LOW
0.0165 ZWL
YEARLY AVERAGE
2.3636 ZWL

2026 PHP to ZWL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PHP to ZWL exchange rate experienced significant fluctuation. The market reached its absolute peak on June 16, valuing the pair at 5.3405. Conversely, the yearly low was recorded on March 30, dropping to 0.0165.

This high-to-low spread represents a total annual volatility of 5.3240 ZWL. From a start-to-finish perspective, comparing the January average rate of 0.0169 to the December average rate of 5.2259, the exchange rate registered a net change of 30807.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 5.3405 was up 29459.53% compared to the 2025 peak of 0.0181, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 1,335,119 ZWL
2025 Average 4,350 ZWL
Yearly Trough Low 4,117 ZWL
Transaction Impact: A difference of 1,331,001.89 ZWL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

5.7880
-0.5079
JanuMarcMayJuly

PHP to ZWL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: JanтАУJun) was 1.8866, compared to 5.2259 in the second half (H2: JulтАУDec). This shows that the rate was stronger in the second half (JulтАУDec) by a margin of 3.3393 points.

H1 Avg (JanтАУJun) 1.8866
H2 Avg (JulтАУDec) 5.2259

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 5.2804 ZWL (High: 5.2969 / Low: 0.0165). On the other end, January was the most stable month, with a tight range of 0.0002 ZWL (High: 0.0170 / Low: 0.0168).

April Spread (Volatile) ┬▒5.2804
January Spread (Stable) ┬▒0.0002

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0374 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0374

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 5.2633) against the same month in 2025 (average: 0.0177), the exchange rate shifted by +5.2456 (+29557.61%).

2026 Avg (June) 5.2633
2025 Avg (June) 0.0177

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0170 0.0168 0.0169
February 0.0174 0.0169 0.0172
March 0.0173 0.0165 0.0168
April 5.2969 0.0165 0.7664
May 5.2550 5.2338 5.2389
June 5.3405 5.2105 5.2633
July 5.2413 5.2089 5.2259