2021 PKR to BIF Historical Review

YEARLY HIGH

12.9841 BIF

YEARLY LOW

11.1946 BIF

YEARLY AVERAGE

12.1429 BIF

2021 PKR to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 12, valuing the pair at 12.9841. Conversely, the yearly low was recorded on December 22, dropping to 11.1946.

This high-to-low spread represents a total annual volatility of 1.7896 BIF. From a start-to-finish perspective, comparing the January average rate of 12.1218 to the December average rate of 11.2516, the exchange rate registered a net change of -7.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 12.9841 was up 5.68% compared to the 2020 peak of 12.2858, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 6,492,068 BIF

2020 Average 5,918,587 BIF

Yearly Trough Low 5,597,282 BIF

Transaction Impact: A difference of 894,785.97 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.0070

11.0920

JanuMarcMayJulySeptNove

PKR to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.5233, compared to 11.7626 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7607 points.

H1 Avg (Jan–Jun) 12.5233

H2 Avg (Jul–Dec) 11.7626

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.4546 BIF (High: 12.8050 / Low: 12.3505). On the other end, January was the most stable month, with a tight range of 0.1686 BIF (High: 12.2309 / Low: 12.0623).

March Spread (Volatile) ±0.4546

January Spread (Stable) ±0.1686

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.3452 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.3452

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 12.8474) against the same month in 2020 (average: 11.8691), the exchange rate shifted by +0.9784 (+8.24%).

2021 Avg (May) 12.8474

2020 Avg (May) 11.8691

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.2309	12.0623	12.1218
February	12.3641	12.1093	12.2389
March	12.8050	12.3505	12.5243
April	12.8829	12.6706	12.7565
May	12.9841	12.7244	12.8474
June	12.7963	12.5182	12.6507
July	12.5826	12.1832	12.3876
August	12.1894	11.8945	12.0424
September	11.8801	11.6481	11.8049
October	11.7097	11.3837	11.5886
November	11.7464	11.2931	11.5003
December	11.3964	11.1946	11.2516

2021 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு