YEARLY HIGH
0.0454 BOB
YEARLY LOW
0.0386 BOB
YEARLY AVERAGE
0.0425 BOB

2021 PKR to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PKR to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on May 12, valuing the pair at 0.0454. Conversely, the yearly low was recorded on December 28, dropping to 0.0386.

This high-to-low spread represents a total annual volatility of 0.0067 BOB. From a start-to-finish perspective, comparing the January average rate of 0.0429 to the December average rate of 0.0389, the exchange rate registered a net change of -9.42% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0454 was up 1.22% compared to the 2020 peak of 0.0448, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 500,000 PKR based on timing:

Yearly Peak High 22,697 BOB
2020 Average 21,343 BOB
Yearly Trough Low 19,323 BOB
Transaction Impact: A difference of 3,374.31 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0457
0.0382
JanuMarcMayJulySeptNove

PKR to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0441, compared to 0.0408 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0033 points.

H1 Avg (Jan–Jun) 0.0441
H2 Avg (Jul–Dec) 0.0408

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0017 BOB (High: 0.0407 / Low: 0.0391). On the other end, January was the most stable month, with a tight range of 0.0002 BOB (High: 0.0430 / Low: 0.0428).

November Spread (Volatile) ±0.0017
January Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0012 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0012

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 0.0450) against the same month in 2020 (average: 0.0430), the exchange rate shifted by +0.0020 (+4.67%).

2021 Avg (May) 0.0450
2020 Avg (May) 0.0430

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0430 0.0428 0.0429
February 0.0437 0.0430 0.0433
March 0.0453 0.0436 0.0442
April 0.0453 0.0447 0.0451
May 0.0454 0.0445 0.0450
June 0.0451 0.0436 0.0442
July 0.0439 0.0425 0.0431
August 0.0425 0.0414 0.0419
September 0.0413 0.0404 0.0410
October 0.0405 0.0394 0.0402
November 0.0407 0.0391 0.0398
December 0.0394 0.0386 0.0389