YEARLY HIGH
4.1915 ZAR
YEARLY LOW
3.6618 ZAR
YEARLY AVERAGE
3.8311 ZAR

2021 PLN to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PLN to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 7, valuing the pair at 4.1915. Conversely, the yearly low was recorded on June 5, dropping to 3.6618.

This high-to-low spread represents a total annual volatility of 0.5297 ZAR. From a start-to-finish perspective, comparing the January average rate of 4.0559 to the December average rate of 3.8902, the exchange rate registered a net change of -4.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 4.1915 was down 11.39% compared to the 2020 peak of 4.7301, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 83,831 ZAR
2020 Average 84,480 ZAR
Yearly Trough Low 73,236 ZAR
Transaction Impact: A difference of 10,595.00 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

4.0894
3.6872
JanuMarcMayJulySeptNove

PLN to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8636, compared to 3.7986 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0650 points.

H1 Avg (Jan–Jun) 3.8636
H2 Avg (Jul–Dec) 3.7986

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.2854 ZAR (High: 4.1915 / Low: 3.9061). On the other end, May was the most stable month, with a tight range of 0.0944 ZAR (High: 3.8239 / Low: 3.7294).

January Spread (Volatile) ±0.2854
May Spread (Stable) ±0.0944

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0973 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0973

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 4.0559) against the same month in 2020 (average: 3.7654), the exchange rate shifted by +0.2905 (+7.72%).

2021 Avg (January) 4.0559
2020 Avg (January) 3.7654

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1915 3.9061 4.0559
February 4.0460 3.9078 3.9728
March 4.0120 3.7435 3.8755
April 3.8376 3.7249 3.7826
May 3.8239 3.7294 3.7740
June 3.7794 3.6618 3.7207
July 3.8213 3.7009 3.7623
August 3.9156 3.7325 3.8112
September 3.8080 3.6725 3.7561
October 3.8240 3.6644 3.7571
November 3.9091 3.7231 3.8146
December 3.9709 3.8101 3.8902