YEARLY HIGH
0.0039 HNL
YEARLY LOW
0.0034 HNL
YEARLY AVERAGE
0.0036 HNL

2021 PYG to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the PYG to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 0.0039. Conversely, the yearly low was recorded on August 9, dropping to 0.0034.

This high-to-low spread represents a total annual volatility of 0.0004 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0035 to the December average rate of 0.0036, the exchange rate registered a net change of 1.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0039 was down 0.62% compared to the 2020 peak of 0.0039, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 PYG based on timing:

Yearly Peak High 19 HNL
2020 Average 18 HNL
Yearly Trough Low 17 HNL
Transaction Impact: A difference of 2.21 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0038
0.0034
JanuMarcMayJulySeptNove

PYG to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0036, compared to 0.0035 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0036
H2 Avg (Jul–Dec) 0.0035

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0002 HNL (High: 0.0037 / Low: 0.0035). On the other end, October was the most stable month, with a tight range of 0.0000 HNL (High: 0.0035 / Low: 0.0035).

February Spread (Volatile) ±0.0002
October Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2021: 0.0038) against the same month in 2020 (average: 0.0038), the exchange rate shifted by -0.0001 (-1.58%).

2021 Avg (April) 0.0038
2020 Avg (April) 0.0038

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0036 0.0035 0.0035
February 0.0037 0.0035 0.0036
March 0.0037 0.0036 0.0037
April 0.0039 0.0037 0.0038
May 0.0037 0.0035 0.0036
June 0.0036 0.0035 0.0036
July 0.0035 0.0034 0.0035
August 0.0035 0.0034 0.0034
September 0.0035 0.0035 0.0035
October 0.0035 0.0035 0.0035
November 0.0035 0.0035 0.0035
December 0.0036 0.0035 0.0036