YEARLY HIGH
0.4801 PEN
YEARLY LOW
0.4208 PEN
YEARLY AVERAGE
0.4520 PEN

2021 SEK to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SEK to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 3, valuing the pair at 0.4801. Conversely, the yearly low was recorded on April 9, dropping to 0.4208.

This high-to-low spread represents a total annual volatility of 0.0593 PEN. From a start-to-finish perspective, comparing the January average rate of 0.4370 to the December average rate of 0.4446, the exchange rate registered a net change of 1.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4801 was up 8.74% compared to the 2020 peak of 0.4415, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SEK based on timing:

Yearly Peak High 2,401 PEN
2020 Average 1,907 PEN
Yearly Trough Low 2,104 PEN
Transaction Impact: A difference of 296.42 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4796
0.4300
JanuMarcMayJulySeptNove

SEK to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4433, compared to 0.4608 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0176 points.

H1 Avg (Jan–Jun) 0.4433
H2 Avg (Jul–Dec) 0.4608

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0373 PEN (High: 0.4582 / Low: 0.4208). On the other end, March was the most stable month, with a tight range of 0.0080 PEN (High: 0.4381 / Low: 0.4301).

April Spread (Volatile) ±0.0373
March Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0116 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0116

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.4754) against the same month in 2020 (average: 0.4019), the exchange rate shifted by +0.0735 (+18.29%).

2021 Avg (September) 0.4754
2020 Avg (September) 0.4019

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4445 0.4292 0.4370
February 0.4423 0.4306 0.4372
March 0.4381 0.4301 0.4341
April 0.4582 0.4208 0.4342
May 0.4653 0.4353 0.4516
June 0.4742 0.4552 0.4655
July 0.4639 0.4487 0.4565
August 0.4734 0.4564 0.4698
September 0.4801 0.4692 0.4754
October 0.4733 0.4538 0.4639
November 0.4706 0.4400 0.4547
December 0.4515 0.4386 0.4446