2012 SGD to BBD Historical Review

YEARLY HIGH

1.6442 BBD

YEARLY LOW

1.5395 BBD

YEARLY AVERAGE

1.6013 BBD

2012 SGD to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 17, valuing the pair at 1.6442. Conversely, the yearly low was recorded on January 1, dropping to 1.5395.

This high-to-low spread represents a total annual volatility of 0.1047 BBD. From a start-to-finish perspective, comparing the January average rate of 1.5632 to the December average rate of 1.6385, the exchange rate registered a net change of 4.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.6442 was down 1.20% compared to the 2011 peak of 1.6642, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 8,221 BBD

2011 Average 7,960 BBD

Yearly Trough Low 7,698 BBD

Transaction Impact: A difference of 523.29 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.6460

1.5557

JanuMarcMayJulySeptNove

SGD to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5825, compared to 1.6200 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0376 points.

H1 Avg (Jan–Jun) 1.5825

H2 Avg (Jul–Dec) 1.6200

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0649 BBD (High: 1.6183 / Low: 1.5534). On the other end, December was the most stable month, with a tight range of 0.0081 BBD (High: 1.6425 / Low: 1.6344).

May Spread (Volatile) ±0.0649

December Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0207 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0207

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 1.6341) against the same month in 2011 (average: 1.5671), the exchange rate shifted by +0.0670 (+4.28%).

2012 Avg (October) 1.6341

2011 Avg (October) 1.5671

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5969	1.5395	1.5632
February	1.6076	1.5792	1.5948
March	1.6010	1.5778	1.5893
April	1.6171	1.5852	1.5990
May	1.6183	1.5534	1.5847
June	1.5798	1.5460	1.5639
July	1.6075	1.5731	1.5867
August	1.6115	1.5952	1.6024
September	1.6395	1.6024	1.6243
October	1.6442	1.6235	1.6341
November	1.6392	1.6293	1.6343
December	1.6425	1.6344	1.6385

2012 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு