2021 SGD to NAD Historical Review

YEARLY HIGH

11.8679 NAD

YEARLY LOW

10.1889 NAD

YEARLY AVERAGE

11.0046 NAD

2021 SGD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 11.8679. Conversely, the yearly low was recorded on June 5, dropping to 10.1889.

This high-to-low spread represents a total annual volatility of 1.6790 NAD. From a start-to-finish perspective, comparing the January average rate of 11.3725 to the December average rate of 11.6657, the exchange rate registered a net change of 2.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.8679 was down 11.45% compared to the 2020 peak of 13.4021, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 59,339 NAD

2020 Average 59,694 NAD

Yearly Trough Low 50,944 NAD

Transaction Impact: A difference of 8,395.01 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

11.7948

10.2458

JanuMarcMayJulySeptNove

SGD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.9013, compared to 11.1079 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2066 points.

H1 Avg (Jan–Jun) 10.9013

H2 Avg (Jul–Dec) 11.1079

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.2057 NAD (High: 11.8679 / Low: 10.6621). On the other end, April was the most stable month, with a tight range of 0.2689 NAD (High: 10.9781 / Low: 10.7092).

November Spread (Volatile) ±1.2057

April Spread (Stable) ±0.2689

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3157 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.3157

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 11.3949) against the same month in 2020 (average: 11.5435), the exchange rate shifted by -0.1486 (-1.29%).

2021 Avg (November) 11.3949

2020 Avg (November) 11.5435

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6441	11.0566	11.3725
February	11.3135	10.9051	11.0958
March	11.5221	10.9227	11.1570
April	10.9781	10.7092	10.8413
May	10.8671	10.3909	10.5663
June	10.6527	10.1889	10.3749
July	10.9674	10.5622	10.7299
August	11.2383	10.5290	10.8480
September	11.1390	10.6282	11.0001
October	11.2480	10.7141	11.0088
November	11.8679	10.6621	11.3949
December	11.8678	11.4513	11.6657

2021 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு