YEARLY HIGH
132.1692 PKR
YEARLY LOW
113.4809 PKR
YEARLY AVERAGE
121.2135 PKR

2021 SGD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 132.1692. Conversely, the yearly low was recorded on March 31, dropping to 113.4809.

This high-to-low spread represents a total annual volatility of 18.6883 PKR. From a start-to-finish perspective, comparing the January average rate of 121.1009 to the December average rate of 130.2249, the exchange rate registered a net change of 7.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 132.1692 was up 7.02% compared to the 2020 peak of 123.4958, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 660,846 PKR
2020 Average 586,825 PKR
Yearly Trough Low 567,405 PKR
Transaction Impact: A difference of 93,441.40 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

131.7754
113.1697
JanuMarcMayJulySeptNove

SGD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 117.4475, compared to 124.9795 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.5319 points.

H1 Avg (Jan–Jun) 117.4475
H2 Avg (Jul–Dec) 124.9795

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 5.5236 PKR (High: 119.0045 / Low: 113.4809). On the other end, January was the most stable month, with a tight range of 1.4869 PKR (High: 121.9484 / Low: 120.4616).

March Spread (Volatile) ±5.5236
January Spread (Stable) ±1.4869

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.7651 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -3.7651

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 130.2249) against the same month in 2020 (average: 120.3244), the exchange rate shifted by +9.9006 (+8.23%).

2021 Avg (December) 130.2249
2020 Avg (December) 120.3244

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 121.9484 120.4616 121.1009
February 120.5696 118.6864 120.0376
March 119.0045 113.4809 116.2725
April 116.3411 113.5496 114.7202
May 117.2185 114.0693 115.3131
June 118.2024 116.5461 117.2410
July 120.0500 116.5737 118.0999
August 124.0173 120.0212 121.5999
September 126.4918 124.3074 125.0038
October 129.9824 125.7460 127.2494
November 129.9833 125.8839 127.6989
December 132.1692 127.9020 130.2249