YEARLY HIGH
0.4786 PLN
YEARLY LOW
0.4172 PLN
YEARLY AVERAGE
0.4413 PLN

2021 SVC to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SVC to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 0.4786. Conversely, the yearly low was recorded on June 2, dropping to 0.4172.

This high-to-low spread represents a total annual volatility of 0.0614 PLN. From a start-to-finish perspective, comparing the January average rate of 0.4258 to the December average rate of 0.4664, the exchange rate registered a net change of 9.54% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4786 was down 2.73% compared to the 2020 peak of 0.4920, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 2,393 PLN
2020 Average 2,227 PLN
Yearly Trough Low 2,086 PLN
Transaction Impact: A difference of 306.94 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4706
0.4206
JanuMarcMayJulySeptNove

SVC to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4303, compared to 0.4522 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0219 points.

H1 Avg (Jan–Jun) 0.4303
H2 Avg (Jul–Dec) 0.4522

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0276 PLN (High: 0.4786 / Low: 0.4510). On the other end, October was the most stable month, with a tight range of 0.0064 PLN (High: 0.4558 / Low: 0.4494).

November Spread (Volatile) ±0.0276
October Spread (Stable) ±0.0064

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0102 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0102

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.4661) against the same month in 2020 (average: 0.4337), the exchange rate shifted by +0.0324 (+7.47%).

2021 Avg (November) 0.4661
2020 Avg (November) 0.4337

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4295 0.4196 0.4258
February 0.4300 0.4219 0.4248
March 0.4540 0.4290 0.4421
April 0.4485 0.4303 0.4359
May 0.4356 0.4184 0.4257
June 0.4385 0.4172 0.4276
July 0.4462 0.4337 0.4408
August 0.4487 0.4381 0.4436
September 0.4563 0.4336 0.4435
October 0.4558 0.4494 0.4526
November 0.4786 0.4510 0.4661
December 0.4710 0.4611 0.4664