YEARLY HIGH
0.1545 BAM
YEARLY LOW
0.1399 BAM
YEARLY AVERAGE
0.1455 BAM

2021 TJS to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TJS to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.1545. Conversely, the yearly low was recorded on January 6, dropping to 0.1399.

This high-to-low spread represents a total annual volatility of 0.0146 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1412 to the December average rate of 0.1532, the exchange rate registered a net change of 8.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1545 was down 17.69% compared to the 2020 peak of 0.1877, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 772 BAM
2020 Average 835 BAM
Yearly Trough Low 700 BAM
Transaction Impact: A difference of 72.75 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1544
0.1400
JanuMarcMayJulySeptNove

TJS to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1424, compared to 0.1486 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0062 points.

H1 Avg (Jan–Jun) 0.1424
H2 Avg (Jul–Dec) 0.1486

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0047 BAM (High: 0.1461 / Low: 0.1415). On the other end, December was the most stable month, with a tight range of 0.0012 BAM (High: 0.1539 / Low: 0.1528).

April Spread (Volatile) ±0.0047
December Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0024 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1520) against the same month in 2020 (average: 0.1483), the exchange rate shifted by +0.0037 (+2.52%).

2021 Avg (November) 0.1520
2020 Avg (November) 0.1483

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1423 0.1399 0.1412
February 0.1433 0.1411 0.1420
March 0.1462 0.1423 0.1443
April 0.1461 0.1415 0.1437
May 0.1428 0.1400 0.1413
June 0.1442 0.1403 0.1423
July 0.1458 0.1437 0.1450
August 0.1474 0.1441 0.1457
September 0.1491 0.1453 0.1465
October 0.1500 0.1483 0.1492
November 0.1545 0.1498 0.1520
December 0.1539 0.1528 0.1532