YEARLY HIGH
60.7210 PHP
YEARLY LOW
17.2123 PHP
YEARLY AVERAGE
40.4840 PHP

2026 TMT to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TMT to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 60.7210. Conversely, the yearly low was recorded on June 17, dropping to 17.2123.

This high-to-low spread represents a total annual volatility of 43.5087 PHP. From a start-to-finish perspective, comparing the January average rate of 59.1438 to the December average rate of 17.5789, the exchange rate registered a net change of -70.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 60.7210 was up 2.21% compared to the 2025 peak of 59.4100, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TMT based on timing:

Yearly Peak High 303,605 PHP
2025 Average 287,458 PHP
Yearly Trough Low 86,062 PHP
Transaction Impact: A difference of 217,543.40 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

63.7672
13.2499
JanuMarcMayJuly

TMT to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 44.3015, compared to 17.5789 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 26.7226 points.

H1 Avg (Jan–Jun) 44.3015
H2 Avg (Jul–Dec) 17.5789

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 43.3512 PHP (High: 60.6950 / Low: 17.3438). On the other end, May was the most stable month, with a tight range of 0.0908 PHP (High: 17.5730 / Low: 17.4822).

April Spread (Volatile) ±43.3512
May Spread (Stable) ±0.0908

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 36.3992 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -36.3992

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 59.5574) against the same month in 2025 (average: 57.4116), the exchange rate shifted by +2.1459 (+3.74%).

2026 Avg (March) 59.5574
2025 Avg (March) 57.4116

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 59.5020 58.7800 59.1438
February 59.0300 57.5370 58.1724
March 60.7210 57.7253 59.5574
April 60.6950 17.3438 53.9375
May 17.5730 17.4822 17.5383
June 17.6567 17.2123 17.4596
July 17.6483 17.5138 17.5789