YEARLY HIGH
3.1387 BOB
YEARLY LOW
2.9934 BOB
YEARLY AVERAGE
3.0471 BOB

2021 TOP to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TOP to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on June 13, valuing the pair at 3.1387. Conversely, the yearly low was recorded on February 1, dropping to 2.9934.

This high-to-low spread represents a total annual volatility of 0.1453 BOB. From a start-to-finish perspective, comparing the January average rate of 3.0207 to the December average rate of 3.0201, the exchange rate registered a net change of -0.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.1387 was up 2.09% compared to the 2020 peak of 3.0745, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 15,693 BOB
2020 Average 14,997 BOB
Yearly Trough Low 14,967 BOB
Transaction Impact: A difference of 726.37 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

3.1040
3.0013
JanuMarcMayJulySeptNove

TOP to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0422, compared to 3.0520 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0098 points.

H1 Avg (Jan–Jun) 3.0422
H2 Avg (Jul–Dec) 3.0520

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0828 BOB (High: 3.1387 / Low: 3.0559). On the other end, December was the most stable month, with a tight range of 0.0302 BOB (High: 3.0357 / Low: 3.0055).

June Spread (Volatile) ±0.0828
December Spread (Stable) ±0.0302

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0382 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0382

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 3.0955) against the same month in 2020 (average: 3.0423), the exchange rate shifted by +0.0531 (+1.75%).

2021 Avg (June) 3.0955
2020 Avg (June) 3.0423

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.0471 3.0014 3.0207
February 3.0339 2.9934 3.0099
March 3.0568 3.0047 3.0291
April 3.0587 3.0099 3.0334
May 3.0947 3.0297 3.0646
June 3.1387 3.0559 3.0955
July 3.0715 3.0412 3.0573
August 3.0763 3.0208 3.0493
September 3.0794 3.0336 3.0648
October 3.0906 3.0405 3.0642
November 3.0847 3.0124 3.0562
December 3.0357 3.0055 3.0201