2025 இந்திய ரூபாய் முதல் பவுண்ட் வரையிலான வரலாற்று ஆய்வு
2025 ஆம் ஆண்டு முழுவதும் நாணய மாற்று விகிதச் செயல்பாட்டின் விரிவான பகுப்பாய்வு.
2025 TOP to PHP Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2025
During 2025, the TOP to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 24.6744. Conversely, the yearly low was recorded on May 24, dropping to 22.9882.
This high-to-low spread represents a total annual volatility of 1.6862 PHP. From a start-to-finish perspective, comparing the January average rate of 24.0693 to the December average rate of 24.4362, the exchange rate registered a net change of 1.52% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2025 high of 24.6744 was down 1.39% compared to the 2024 peak of 25.0219, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 TOP based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2025.
TOP to PHP Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 23.6779, compared to 24.0357 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3578 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2025 was July, with a trading range of 0.8369 PHP (High: 24.2009 / Low: 23.3640). On the other end, November was the most stable month, with a tight range of 0.2226 PHP (High: 24.5593 / Low: 24.3367).
Growth Streaks & Declines
TrendsBetween May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4992 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (December 2025: 24.4362) against the same month in 2024 (average: 24.3999), the exchange rate shifted by +0.0364 (+0.15%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 24.3121 | 23.8664 | 24.0693 |
| February | 24.1918 | 23.8285 | 24.0469 |
| March | 24.0687 | 23.7474 | 23.8444 |
| April | 23.9085 | 23.1651 | 23.6005 |
| May | 23.2185 | 22.9882 | 23.1013 |
| June | 23.8049 | 23.1045 | 23.4050 |
| July | 24.2009 | 23.3640 | 23.6182 |
| August | 23.9916 | 23.4434 | 23.7007 |
| September | 24.1953 | 23.5460 | 23.7886 |
| October | 24.5392 | 24.0472 | 24.2295 |
| November | 24.5593 | 24.3367 | 24.4410 |
| December | 24.6744 | 24.2836 | 24.4362 |