YEARLY HIGH
38.9243 STD
YEARLY LOW
35.9550 STD
YEARLY AVERAGE
37.4248 STD

2020 XAF to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XAF to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 29, valuing the pair at 38.9243. Conversely, the yearly low was recorded on March 19, dropping to 35.9550.

This high-to-low spread represents a total annual volatility of 2.9693 STD. From a start-to-finish perspective, comparing the January average rate of 36.4970 to the December average rate of 38.3645, the exchange rate registered a net change of 5.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 38.9243 was up 4.07% compared to the 2019 peak of 37.4024, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 194,622 STD
2019 Average 181,901 STD
Yearly Trough Low 179,775 STD
Transaction Impact: A difference of 14,846.34 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

38.5513
36.3103
JanuMarcMayJulySeptNove

XAF to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.9013, compared to 37.9483 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0470 points.

H1 Avg (Jan–Jun) 36.9013
H2 Avg (Jul–Dec) 37.9483

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.3692 STD (High: 38.3243 / Low: 35.9550). On the other end, January was the most stable month, with a tight range of 0.6738 STD (High: 36.8759 / Low: 36.2021).

March Spread (Volatile) ±2.3692
January Spread (Stable) ±0.6738

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.7785 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.7785

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 38.0743) against the same month in 2019 (average: 36.8618), the exchange rate shifted by +1.2125 (+3.29%).

2020 Avg (July) 38.0743
2019 Avg (July) 36.8618

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 36.8759 36.2021 36.4970
February 37.0746 36.2676 36.5124
March 38.3243 35.9550 37.3160
April 36.9555 36.2199 36.5375
May 37.3664 36.3015 36.7418
June 38.2108 37.3988 37.8032
July 38.9243 37.5937 38.0743
August 38.5486 37.7088 38.0771
September 38.1211 37.2922 37.6694
October 37.9498 37.2343 37.6606
November 38.1475 37.3419 37.8436
December 38.6978 37.9711 38.3645