YEARLY HIGH
6.0165 NAD
YEARLY LOW
4.9934 NAD
YEARLY AVERAGE
5.4723 NAD

2021 XCD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 28, valuing the pair at 6.0165. Conversely, the yearly low was recorded on June 7, dropping to 4.9934.

This high-to-low spread represents a total annual volatility of 1.0231 NAD. From a start-to-finish perspective, comparing the January average rate of 5.5806 to the December average rate of 5.8854, the exchange rate registered a net change of 5.46% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 6.0165 was down 14.82% compared to the 2020 peak of 7.0637, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 30,083 NAD
2020 Average 30,493 NAD
Yearly Trough Low 24,967 NAD
Transaction Impact: A difference of 5,115.54 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.9618
5.0455
JanuMarcMayJulySeptNove

XCD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.3751, compared to 5.5695 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1943 points.

H1 Avg (Jan–Jun) 5.3751
H2 Avg (Jul–Dec) 5.5695

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.6956 NAD (High: 6.0165 / Low: 5.3209). On the other end, April was the most stable month, with a tight range of 0.1647 NAD (High: 5.4338 / Low: 5.2691).

November Spread (Volatile) ±0.6956
April Spread (Stable) ±0.1647

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1873 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1873

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 5.7247) against the same month in 2020 (average: 5.7531), the exchange rate shifted by -0.0284 (-0.49%).

2021 Avg (November) 5.7247
2020 Avg (November) 5.7531

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.7316 5.4023 5.5806
February 5.5762 5.3764 5.4517
March 5.7575 5.4430 5.5435
April 5.4338 5.2691 5.3562
May 5.3579 5.0952 5.1971
June 5.3024 4.9934 5.1218
July 5.5022 5.2802 5.3787
August 5.6650 5.3172 5.4382
September 5.5984 5.2839 5.4854
October 5.5984 5.3394 5.5044
November 6.0165 5.3209 5.7247
December 5.9980 5.7464 5.8854