YEARLY HIGH
66.3010 PKR
YEARLY LOW
55.9461 PKR
YEARLY AVERAGE
60.2834 PKR

2021 XCD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 66.3010. Conversely, the yearly low was recorded on May 9, dropping to 55.9461.

This high-to-low spread represents a total annual volatility of 10.3549 PKR. From a start-to-finish perspective, comparing the January average rate of 59.4245 to the December average rate of 65.6972, the exchange rate registered a net change of 10.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 66.3010 was up 6.10% compared to the 2020 peak of 62.4907, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 331,505 PKR
2020 Average 299,420 PKR
Yearly Trough Low 279,731 PKR
Transaction Impact: A difference of 51,774.42 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

66.5995
55.7720
JanuMarcMayJulySeptNove

XCD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 57.9062, compared to 62.6606 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.7544 points.

H1 Avg (Jan–Jun) 57.9062
H2 Avg (Jul–Dec) 62.6606

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 2.6031 PKR (High: 65.3451 / Low: 62.7420). On the other end, January was the most stable month, with a tight range of 0.3801 PKR (High: 59.6237 / Low: 59.2436).

November Spread (Volatile) ±2.6031
January Spread (Stable) ±0.3801

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.2060 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -1.2060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 65.6972) against the same month in 2020 (average: 59.3077), the exchange rate shifted by +6.3895 (+10.77%).

2021 Avg (December) 65.6972
2020 Avg (December) 59.3077

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 59.6237 59.2436 59.4245
February 59.3769 58.3724 58.9765
March 58.4602 56.4801 57.7705
April 57.1127 56.4461 56.6743
May 57.4479 55.9461 56.7160
June 58.5613 57.1312 57.8752
July 60.1614 58.1188 59.2014
August 61.6954 60.1614 60.9593
September 63.2307 61.8276 62.3357
October 64.7994 63.0886 63.6212
November 65.3451 62.7420 64.1490
December 66.3010 64.8636 65.6972