YEARLY HIGH
39.4129 XPF
YEARLY LOW
35.7867 XPF
YEARLY AVERAGE
37.3407 XPF

2021 XCD to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 39.4129. Conversely, the yearly low was recorded on January 6, dropping to 35.7867.

This high-to-low spread represents a total annual volatility of 3.6262 XPF. From a start-to-finish perspective, comparing the January average rate of 36.2925 to the December average rate of 39.0566, the exchange rate registered a net change of 7.62% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 39.4129 was down 4.89% compared to the 2020 peak of 41.4402, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 197,064 XPF
2020 Average 193,612 XPF
Yearly Trough Low 178,934 XPF
Transaction Impact: A difference of 18,130.84 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

39.3331
36.0161
JanuMarcMayJulySeptNove

XCD to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.6456, compared to 38.0359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3903 points.

H1 Avg (Jan–Jun) 36.6456
H2 Avg (Jul–Dec) 38.0359

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 1.3970 XPF (High: 39.4129 / Low: 38.0159). On the other end, July was the most stable month, with a tight range of 0.3792 XPF (High: 37.5109 / Low: 37.1318).

November Spread (Volatile) ±1.3970
July Spread (Stable) ±0.3792

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.5629 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.5629

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 38.7214) against the same month in 2020 (average: 37.2737), the exchange rate shifted by +1.4477 (+3.88%).

2021 Avg (November) 38.7214
2020 Avg (November) 37.2737

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 36.5933 35.7867 36.2925
February 36.8961 36.2821 36.5101
March 37.6650 36.5371 37.1100
April 37.5492 36.3883 36.9162
May 36.7724 36.0495 36.3533
June 37.2351 36.1410 36.6915
July 37.5109 37.1318 37.3335
August 37.8139 37.1861 37.5168
September 38.1487 37.1503 37.5120
October 38.2925 37.7965 38.0750
November 39.4129 38.0159 38.7214
December 39.2840 38.8214 39.0566