2021 AFN to HRK Historical Review

YEARLY HIGH

0.0836 HRK

YEARLY LOW

0.0565 HRK

YEARLY AVERAGE

0.0768 HRK

2021 AFN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AFN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 0.0836. Conversely, the yearly low was recorded on December 15, dropping to 0.0565.

This high-to-low spread represents a total annual volatility of 0.0271 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0804 to the December average rate of 0.0654, the exchange rate registered a net change of -18.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0836 was down 11.21% compared to the 2020 peak of 0.0941, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 418 HRK

2020 Average 430 HRK

Yearly Trough Low 282 HRK

Transaction Impact: A difference of 135.51 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0839

0.0638

JanuMarcMayJulySeptNove

AFN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0806, compared to 0.0730 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0077 points.

H1 Avg (Jan–Jun) 0.0806

H2 Avg (Jul–Dec) 0.0730

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.0130 HRK (High: 0.0695 / Low: 0.0565). On the other end, October was the most stable month, with a tight range of 0.0016 HRK (High: 0.0724 / Low: 0.0709).

December Spread (Volatile) ±0.0130

October Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0057 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2021: 0.0822) against the same month in 2020 (average: 0.0898), the exchange rate shifted by -0.0076 (-8.44%).

2021 Avg (March) 0.0822

2020 Avg (March) 0.0898

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0810	0.0793	0.0804
February	0.0817	0.0796	0.0810
March	0.0836	0.0809	0.0822
April	0.0832	0.0801	0.0814
May	0.0808	0.0779	0.0796
June	0.0806	0.0783	0.0792
July	0.0805	0.0771	0.0793
August	0.0801	0.0737	0.0767
September	0.0749	0.0712	0.0735
October	0.0724	0.0709	0.0719
November	0.0723	0.0691	0.0711
December	0.0695	0.0565	0.0654

2021 AFN నుండి HRK చారిత్రక సమీక్ష