YEARLY HIGH
1.2344 HTG
YEARLY LOW
0.8493 HTG
YEARLY AVERAGE
1.0760 HTG

2021 AFN to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AFN to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on August 9, valuing the pair at 1.2344. Conversely, the yearly low was recorded on December 15, dropping to 0.8493.

This high-to-low spread represents a total annual volatility of 0.3851 HTG. From a start-to-finish perspective, comparing the January average rate of 0.9435 to the December average rate of 0.9896, the exchange rate registered a net change of 4.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2344 was down 16.16% compared to the 2020 peak of 1.4723, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 6,172 HTG
2020 Average 6,120 HTG
Yearly Trough Low 4,246 HTG
Transaction Impact: A difference of 1,925.51 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2044
0.9198
JanuMarcMayJulySeptNove

AFN to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0449, compared to 1.1071 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0622 points.

H1 Avg (Jan–Jun) 1.0449
H2 Avg (Jul–Dec) 1.1071

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 0.1981 HTG (High: 1.0474 / Low: 0.8493). On the other end, October was the most stable month, with a tight range of 0.0318 HTG (High: 1.1210 / Low: 1.0892).

December Spread (Volatile) ±0.1981
October Spread (Stable) ±0.0318

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0760 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0760

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 1.1709) against the same month in 2020 (average: 1.4523), the exchange rate shifted by -0.2814 (-19.37%).

2021 Avg (August) 1.1709
2020 Avg (August) 1.4523

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.9610 0.9233 0.9435
February 0.9848 0.9311 0.9539
March 1.0389 0.9714 1.0097
April 1.1024 1.0136 1.0574
May 1.1687 1.0902 1.1341
June 1.1973 1.1379 1.1707
July 1.2040 1.1425 1.1807
August 1.2344 1.1140 1.1709
September 1.1602 1.0987 1.1326
October 1.1210 1.0892 1.1031
November 1.0895 1.0251 1.0655
December 1.0474 0.8493 0.9896