YEARLY HIGH
19.6473 BIF
YEARLY LOW
18.4188 BIF
YEARLY AVERAGE
19.0702 BIF

2021 ALL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ALL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 19.6473. Conversely, the yearly low was recorded on November 24, dropping to 18.4188.

This high-to-low spread represents a total annual volatility of 1.2285 BIF. From a start-to-finish perspective, comparing the January average rate of 19.1790 to the December average rate of 18.6893, the exchange rate registered a net change of -2.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 19.6473 was down 10.91% compared to the 2020 peak of 22.0536, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 98,237 BIF
2020 Average 88,359 BIF
Yearly Trough Low 92,094 BIF
Transaction Impact: A difference of 6,142.58 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

19.5079
18.5477
JanuMarcMayJulySeptNove

ALL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.1522, compared to 18.9882 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1640 points.

H1 Avg (Jan–Jun) 19.1522
H2 Avg (Jul–Dec) 18.9882

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.7347 BIF (High: 19.3161 / Low: 18.5814). On the other end, July was the most stable month, with a tight range of 0.2788 BIF (High: 19.3359 / Low: 19.0571).

April Spread (Volatile) ±0.7347
July Spread (Stable) ±0.2788

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3654 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3654

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 19.4279) against the same month in 2020 (average: 16.7165), the exchange rate shifted by +2.7114 (+16.22%).

2021 Avg (May) 19.4279
2020 Avg (May) 16.7165

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 19.3519 18.9671 19.1790
February 19.2322 18.8870 19.0777
March 19.0411 18.5935 18.8658
April 19.3161 18.5814 18.9626
May 19.6473 19.0618 19.4279
June 19.6121 19.1825 19.4000
July 19.3359 19.0571 19.1602
August 19.4151 19.0203 19.2014
September 19.3698 18.9481 19.2574
October 19.1759 18.8696 18.9931
November 18.8418 18.4188 18.6277
December 18.8424 18.5388 18.6893