2021 AOA to HRK Historical Review

YEARLY HIGH

0.0121 HRK

YEARLY LOW

0.0093 HRK

YEARLY AVERAGE

0.0102 HRK

2021 AOA to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the AOA to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0121. Conversely, the yearly low was recorded on January 6, dropping to 0.0093.

This high-to-low spread represents a total annual volatility of 0.0027 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0095 to the December average rate of 0.0118, the exchange rate registered a net change of 24.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0121 was down 13.89% compared to the 2020 peak of 0.0140, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AOA based on timing:

Yearly Peak High 60 HRK

2020 Average 58 HRK

Yearly Trough Low 47 HRK

Transaction Impact: A difference of 13.63 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0120

0.0092

JanuMarcMayJulySeptNove

AOA to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0097, compared to 0.0107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0097

H2 Avg (Jul–Dec) 0.0107

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0009 HRK (High: 0.0118 / Low: 0.0108). On the other end, October was the most stable month, with a tight range of 0.0001 HRK (High: 0.0109 / Low: 0.0108).

November Spread (Volatile) ±0.0009

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0004 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0118) against the same month in 2020 (average: 0.0095), the exchange rate shifted by +0.0024 (+24.88%).

2021 Avg (December) 0.0118

2020 Avg (December) 0.0095

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0095	0.0093	0.0095
February	0.0099	0.0095	0.0096
March	0.0103	0.0100	0.0102
April	0.0103	0.0095	0.0098
May	0.0096	0.0094	0.0095
June	0.0099	0.0096	0.0097
July	0.0100	0.0098	0.0099
August	0.0101	0.0099	0.0100
September	0.0108	0.0100	0.0103
October	0.0109	0.0108	0.0108
November	0.0118	0.0108	0.0111
December	0.0121	0.0117	0.0118

2021 AOA నుండి HRK చారిత్రక సమీక్ష