YEARLY HIGH
9.6314 NAD
YEARLY LOW
8.3672 NAD
YEARLY AVERAGE
8.9416 NAD

2021 BAM to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 9.6314. Conversely, the yearly low was recorded on June 6, dropping to 8.3672.

This high-to-low spread represents a total annual volatility of 1.2642 NAD. From a start-to-finish perspective, comparing the January average rate of 9.3868 to the December average rate of 9.1920, the exchange rate registered a net change of -2.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 9.6314 was down 11.59% compared to the 2020 peak of 10.8940, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 48,157 NAD
2020 Average 48,044 NAD
Yearly Trough Low 41,836 NAD
Transaction Impact: A difference of 6,321.10 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

9.4728
8.4410
JanuMarcMayJulySeptNove

BAM to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.9487, compared to 8.9346 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0142 points.

H1 Avg (Jan–Jun) 8.9487
H2 Avg (Jul–Dec) 8.9346

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.8455 NAD (High: 9.3754 / Low: 8.5300). On the other end, April was the most stable month, with a tight range of 0.2615 NAD (High: 8.9632 / Low: 8.7016).

November Spread (Volatile) ±0.8455
April Spread (Stable) ±0.2615

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.2804 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2804

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 9.3868) against the same month in 2020 (average: 8.1502), the exchange rate shifted by +1.2366 (+15.17%).

2021 Avg (January) 9.3868
2020 Avg (January) 8.1502

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 9.6314 9.1742 9.3868
February 9.3122 8.9969 9.1064
March 9.4375 8.8861 9.1149
April 8.9632 8.7016 8.8375
May 8.9083 8.5789 8.7198
June 8.7428 8.3672 8.5270
July 9.0160 8.6527 8.7939
August 9.1563 8.5941 8.8449
September 9.0577 8.6224 8.9288
October 9.0067 8.5889 8.8269
November 9.3754 8.5300 9.0209
December 9.3483 8.9770 9.1920