YEARLY HIGH
5.3078 SEK
YEARLY LOW
5.0419 SEK
YEARLY AVERAGE
5.1891 SEK

2021 BAM to SEK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to SEK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 5.3078. Conversely, the yearly low was recorded on November 1, dropping to 5.0419.

This high-to-low spread represents a total annual volatility of 0.2659 SEK. From a start-to-finish perspective, comparing the January average rate of 5.1660 to the December average rate of 5.2562, the exchange rate registered a net change of 1.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.3078 was down 7.54% compared to the 2020 peak of 5.7409, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 26,539 SEK
2020 Average 26,804 SEK
Yearly Trough Low 25,209 SEK
Transaction Impact: A difference of 1,329.61 SEK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.2678
5.1286
JanuMarcMayJulySeptNove

BAM to SEK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.1783, compared to 5.1999 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0216 points.

H1 Avg (Jan–Jun) 5.1783
H2 Avg (Jul–Dec) 5.1999

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.2387 SEK (High: 5.2806 / Low: 5.0419). On the other end, July was the most stable month, with a tight range of 0.0652 SEK (High: 5.2515 / Low: 5.1863).

November Spread (Volatile) ±0.2387
July Spread (Stable) ±0.0652

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0641 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0641

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 5.2562) against the same month in 2020 (average: 5.1989), the exchange rate shifted by +0.0573 (+1.10%).

2021 Avg (December) 5.2562
2020 Avg (December) 5.1989

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2123 5.1192 5.1660
February 5.2248 5.1229 5.1550
March 5.2400 5.1378 5.1955
April 5.2512 5.1291 5.1907
May 5.2268 5.1144 5.1827
June 5.2497 5.1295 5.1798
July 5.2515 5.1863 5.2179
August 5.2711 5.1907 5.2239
September 5.2458 5.1698 5.2043
October 5.2020 5.0514 5.1402
November 5.2806 5.0419 5.1570
December 5.3078 5.2058 5.2562