YEARLY HIGH
3.6208 HRK
YEARLY LOW
3.2631 HRK
YEARLY AVERAGE
3.4030 HRK

2016 BBD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BBD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 3.6208. Conversely, the yearly low was recorded on May 2, dropping to 3.2631.

This high-to-low spread represents a total annual volatility of 0.3577 HRK. From a start-to-finish perspective, comparing the January average rate of 3.5233 to the December average rate of 3.5713, the exchange rate registered a net change of 1.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.6208 was down 0.37% compared to the 2015 peak of 3.6343, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 18,104 HRK
2015 Average 17,151 HRK
Yearly Trough Low 16,316 HRK
Transaction Impact: A difference of 1,788.48 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.5978
3.2793
JanuMarcMayJulySeptNove

BBD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3871, compared to 3.4189 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0318 points.

H1 Avg (Jan–Jun) 3.3871
H2 Avg (Jul–Dec) 3.4189

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.1914 HRK (High: 3.4996 / Low: 3.3082). On the other end, September was the most stable month, with a tight range of 0.0410 HRK (High: 3.3633 / Low: 3.3223).

March Spread (Volatile) ±0.1914
September Spread (Stable) ±0.0410

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0870 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0870

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 3.5713) against the same month in 2015 (average: 3.5039), the exchange rate shifted by +0.0673 (+1.92%).

2016 Avg (December) 3.5713
2015 Avg (December) 3.5039

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5521 3.4993 3.5233
February 3.5209 3.3778 3.4384
March 3.4996 3.3082 3.3928
April 3.3337 3.2809 3.3058
May 3.3717 3.2631 3.3185
June 3.4100 3.2982 3.3439
July 3.4037 3.3458 3.3818
August 3.3715 3.3001 3.3377
September 3.3633 3.3223 3.3423
October 3.4508 3.3400 3.3984
November 3.5624 3.3712 3.4819
December 3.6208 3.5016 3.5713