YEARLY HIGH
25.8750 PHP
YEARLY LOW
23.9876 PHP
YEARLY AVERAGE
24.8047 PHP

2020 BBD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BBD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 25.8750. Conversely, the yearly low was recorded on December 27, dropping to 23.9876.

This high-to-low spread represents a total annual volatility of 1.8874 PHP. From a start-to-finish perspective, comparing the January average rate of 25.4167 to the December average rate of 24.0414, the exchange rate registered a net change of -5.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 25.8750 was down 3.17% compared to the 2019 peak of 26.7230, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 129,375 PHP
2019 Average 129,418 PHP
Yearly Trough Low 119,938 PHP
Transaction Impact: A difference of 9,436.85 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

25.5997
23.8998
JanuMarcMayJulySeptNove

BBD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.3158, compared to 24.2936 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0223 points.

H1 Avg (Jan–Jun) 25.3158
H2 Avg (Jul–Dec) 24.2936

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.8212 PHP (High: 25.8750 / Low: 25.0538). On the other end, September was the most stable month, with a tight range of 0.1330 PHP (High: 24.3268 / Low: 24.1938).

March Spread (Volatile) ±0.8212
September Spread (Stable) ±0.1330

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.3225 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.3225

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 25.4581) against the same month in 2019 (average: 26.2529), the exchange rate shifted by -0.7948 (-3.03%).

2020 Avg (March) 25.4581
2019 Avg (March) 26.2529

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 25.5567 25.2351 25.4167
February 25.5378 25.2386 25.4029
March 25.8750 25.0538 25.4581
April 25.5331 25.1016 25.3293
May 25.4523 24.9550 25.2620
June 25.2245 24.8488 25.0262
July 24.9122 24.5447 24.7037
August 24.5898 24.1599 24.3866
September 24.3268 24.1938 24.2581
October 24.3470 24.1825 24.2507
November 24.2862 24.0160 24.1210
December 24.1268 23.9876 24.0414