YEARLY HIGH
2.0941 PLN
YEARLY LOW
1.8252 PLN
YEARLY AVERAGE
1.9305 PLN

2021 BBD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BBD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 2.0941. Conversely, the yearly low was recorded on June 2, dropping to 1.8252.

This high-to-low spread represents a total annual volatility of 0.2689 PLN. From a start-to-finish perspective, comparing the January average rate of 1.8638 to the December average rate of 2.0410, the exchange rate registered a net change of 9.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 2.0941 was down 2.36% compared to the 2020 peak of 2.1448, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 10,470 PLN
2020 Average 9,743 PLN
Yearly Trough Low 9,126 PLN
Transaction Impact: A difference of 1,344.62 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

2.0592
1.8406
JanuMarcMayJulySeptNove

BBD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8828, compared to 1.9782 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0954 points.

H1 Avg (Jan–Jun) 1.8828
H2 Avg (Jul–Dec) 1.9782

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1210 PLN (High: 2.0941 / Low: 1.9731). On the other end, October was the most stable month, with a tight range of 0.0284 PLN (High: 1.9945 / Low: 1.9662).

November Spread (Volatile) ±0.1210
October Spread (Stable) ±0.0284

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0447 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0447

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 2.0393) against the same month in 2020 (average: 1.8975), the exchange rate shifted by +0.1419 (+7.48%).

2021 Avg (November) 2.0393
2020 Avg (November) 1.8975

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8803 1.8342 1.8638
February 1.8804 1.8465 1.8588
March 1.9864 1.8774 1.9339
April 1.9561 1.8828 1.9069
May 1.9055 1.8300 1.8623
June 1.9187 1.8252 1.8712
July 1.9494 1.8971 1.9279
August 1.9625 1.9150 1.9408
September 1.9968 1.8967 1.9406
October 1.9945 1.9662 1.9799
November 2.0941 1.9731 2.0393
December 2.0606 2.0177 2.0410