YEARLY HIGH
0.0203 BAM
YEARLY LOW
0.0187 BAM
YEARLY AVERAGE
0.0194 BAM

2021 BDT to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0203. Conversely, the yearly low was recorded on January 6, dropping to 0.0187.

This high-to-low spread represents a total annual volatility of 0.0016 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0189 to the December average rate of 0.0202, the exchange rate registered a net change of 6.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0203 was down 5.83% compared to the 2020 peak of 0.0216, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 102 BAM
2020 Average 101 BAM
Yearly Trough Low 93 BAM
Transaction Impact: A difference of 8.13 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0203
0.0188
JanuMarcMayJulySeptNove

BDT to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0192, compared to 0.0197 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0192
H2 Avg (Jul–Dec) 0.0197

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0006 BAM (High: 0.0203 / Low: 0.0197). On the other end, December was the most stable month, with a tight range of 0.0002 BAM (High: 0.0203 / Low: 0.0201).

November Spread (Volatile) ±0.0006
December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0200) against the same month in 2020 (average: 0.0195), the exchange rate shifted by +0.0005 (+2.55%).

2021 Avg (November) 0.0200
2020 Avg (November) 0.0195

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0191 0.0187 0.0189
February 0.0193 0.0190 0.0191
March 0.0197 0.0191 0.0194
April 0.0197 0.0190 0.0193
May 0.0192 0.0188 0.0190
June 0.0194 0.0189 0.0191
July 0.0196 0.0193 0.0195
August 0.0197 0.0194 0.0195
September 0.0197 0.0193 0.0195
October 0.0198 0.0196 0.0197
November 0.0203 0.0197 0.0200
December 0.0203 0.0201 0.0202