YEARLY HIGH
0.2937 HNL
YEARLY LOW
0.2789 HNL
YEARLY AVERAGE
0.2834 HNL

2021 BDT to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 0.2937. Conversely, the yearly low was recorded on August 29, dropping to 0.2789.

This high-to-low spread represents a total annual volatility of 0.0148 HNL. From a start-to-finish perspective, comparing the January average rate of 0.2859 to the December average rate of 0.2831, the exchange rate registered a net change of -0.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2937 was down 1.69% compared to the 2020 peak of 0.2987, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 1,468 HNL
2020 Average 1,458 HNL
Yearly Trough Low 1,394 HNL
Transaction Impact: A difference of 73.78 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2865
0.2792
JanuMarcMayJulySeptNove

BDT to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2850, compared to 0.2818 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0032 points.

H1 Avg (Jan–Jun) 0.2850
H2 Avg (Jul–Dec) 0.2818

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0098 HNL (High: 0.2937 / Low: 0.2839). On the other end, November was the most stable month, with a tight range of 0.0013 HNL (High: 0.2821 / Low: 0.2808).

January Spread (Volatile) ±0.0098
November Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0021 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0021

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.2859) against the same month in 2020 (average: 0.2921), the exchange rate shifted by -0.0063 (-2.15%).

2021 Avg (January) 0.2859
2020 Avg (January) 0.2921

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2937 0.2839 0.2859
February 0.2873 0.2841 0.2859
March 0.2873 0.2844 0.2857
April 0.2855 0.2828 0.2843
May 0.2851 0.2831 0.2842
June 0.2847 0.2818 0.2837
July 0.2835 0.2794 0.2816
August 0.2823 0.2789 0.2798
September 0.2842 0.2802 0.2826
October 0.2830 0.2806 0.2822
November 0.2821 0.2808 0.2816
December 0.2846 0.2815 0.2831