YEARLY HIGH
1.1927 HTG
YEARLY LOW
0.8403 HTG
YEARLY AVERAGE
1.0537 HTG

2021 BDT to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 1.1927. Conversely, the yearly low was recorded on January 12, dropping to 0.8403.

This high-to-low spread represents a total annual volatility of 0.3524 HTG. From a start-to-finish perspective, comparing the January average rate of 0.8601 to the December average rate of 1.1730, the exchange rate registered a net change of 36.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.1927 was down 10.58% compared to the 2020 peak of 1.3338, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 5,963 HTG
2020 Average 5,542 HTG
Yearly Trough Low 4,202 HTG
Transaction Impact: A difference of 1,761.78 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2043
0.8289
JanuMarcMayJulySeptNove

BDT to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9584, compared to 1.1491 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1907 points.

H1 Avg (Jan–Jun) 0.9584
H2 Avg (Jul–Dec) 1.1491

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0735 HTG (High: 1.0107 / Low: 0.9372). On the other end, November was the most stable month, with a tight range of 0.0192 HTG (High: 1.1609 / Low: 1.1418).

April Spread (Volatile) ±0.0735
November Spread (Stable) ±0.0192

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0092 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0092

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.1730) against the same month in 2020 (average: 0.8248), the exchange rate shifted by +0.3483 (+42.23%).

2021 Avg (December) 1.1730
2020 Avg (December) 0.8248

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8736 0.8403 0.8601
February 0.8966 0.8487 0.8700
March 0.9467 0.8886 0.9230
April 1.0107 0.9372 0.9698
May 1.0808 1.0077 1.0408
June 1.1086 1.0539 1.0865
July 1.1320 1.0725 1.1138
August 1.1660 1.1018 1.1442
September 1.1732 1.1264 1.1511
October 1.1804 1.1407 1.1607
November 1.1609 1.1418 1.1515
December 1.1927 1.1507 1.1730