YEARLY HIGH
27.9853 KMF
YEARLY LOW
4.7224 KMF
YEARLY AVERAGE
4.9555 KMF

2021 BDT to KMF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to KMF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 5, valuing the pair at 27.9853. Conversely, the yearly low was recorded on January 6, dropping to 4.7224.

This high-to-low spread represents a total annual volatility of 23.2629 KMF. From a start-to-finish perspective, comparing the January average rate of 4.7699 to the December average rate of 5.8174, the exchange rate registered a net change of 21.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 27.9853 was down 88.43% compared to the 2020 peak of 241.7754, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 139,926 KMF
2020 Average 28,701 KMF
Yearly Trough Low 23,612 KMF
Transaction Impact: A difference of 116,314.56 KMF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.9222
4.6651
JanuMarcMayJulySeptNove

BDT to KMF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8212, compared to 5.0897 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2685 points.

H1 Avg (Jan–Jun) 4.8212
H2 Avg (Jul–Dec) 5.0897

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 22.9259 KMF (High: 27.9853 / Low: 5.0593). On the other end, July was the most stable month, with a tight range of 0.0406 KMF (High: 4.9379 / Low: 4.8973).

December Spread (Volatile) ±22.9259
July Spread (Stable) ±0.0406

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0896 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0896

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 5.8174) against the same month in 2020 (average: 12.4165), the exchange rate shifted by -6.5990 (-53.15%).

2021 Avg (December) 5.8174
2020 Avg (December) 12.4165

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8028 4.7224 4.7699
February 4.8549 4.7779 4.8001
March 4.9574 4.8172 4.8848
April 4.9544 4.7970 4.8732
May 4.8384 4.7460 4.7836
June 4.8986 4.7479 4.8158
July 4.9379 4.8973 4.9124
August 4.9523 4.8797 4.9095
September 4.9532 4.8868 4.9170
October 4.9884 4.9198 4.9555
November 5.1304 4.9533 5.0266
December 27.9853 5.0593 5.8174