YEARLY HIGH
0.6101 PHP
YEARLY LOW
0.5655 PHP
YEARLY AVERAGE
0.5847 PHP

2020 BDT to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.6101. Conversely, the yearly low was recorded on December 27, dropping to 0.5655.

This high-to-low spread represents a total annual volatility of 0.0446 PHP. From a start-to-finish perspective, comparing the January average rate of 0.5992 to the December average rate of 0.5671, the exchange rate registered a net change of -5.36% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6101 was down 4.11% compared to the 2019 peak of 0.6363, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 3,051 PHP
2019 Average 3,067 PHP
Yearly Trough Low 2,828 PHP
Transaction Impact: A difference of 223.13 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6036
0.5637
JanuMarcMayJulySeptNove

BDT to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5964, compared to 0.5730 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0235 points.

H1 Avg (Jan–Jun) 0.5964
H2 Avg (Jul–Dec) 0.5730

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0204 PHP (High: 0.6101 / Low: 0.5897). On the other end, December was the most stable month, with a tight range of 0.0034 PHP (High: 0.5689 / Low: 0.5655).

March Spread (Volatile) ±0.0204
December Spread (Stable) ±0.0034

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0075 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.6003) against the same month in 2019 (average: 0.6249), the exchange rate shifted by -0.0245 (-3.93%).

2020 Avg (March) 0.6003
2019 Avg (March) 0.6249

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.6029 0.5934 0.5992
February 0.6017 0.5941 0.5983
March 0.6101 0.5897 0.6003
April 0.6013 0.5924 0.5967
May 0.5993 0.5875 0.5947
June 0.5938 0.5851 0.5894
July 0.5868 0.5783 0.5826
August 0.5798 0.5696 0.5750
September 0.5735 0.5699 0.5721
October 0.5743 0.5706 0.5720
November 0.5724 0.5664 0.5690
December 0.5689 0.5655 0.5671