YEARLY HIGH
1.2561 BBD
YEARLY LOW
1.0912 BBD
YEARLY AVERAGE
1.1672 BBD

2020 BGN to BBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to BBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.2561. Conversely, the yearly low was recorded on March 19, dropping to 1.0912.

This high-to-low spread represents a total annual volatility of 0.1649 BBD. From a start-to-finish perspective, comparing the January average rate of 1.1354 to the December average rate of 1.2445, the exchange rate registered a net change of 9.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2561 was up 6.39% compared to the 2019 peak of 1.1807, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 6,281 BBD
2019 Average 5,724 BBD
Yearly Trough Low 5,456 BBD
Transaction Impact: A difference of 824.43 BBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2578
1.0980
JanuMarcMayJulySeptNove

BGN to BBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1267, compared to 1.2076 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0809 points.

H1 Avg (Jan–Jun) 1.1267
H2 Avg (Jul–Dec) 1.2076

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0741 BBD (High: 1.1653 / Low: 1.0912). On the other end, January was the most stable month, with a tight range of 0.0207 BBD (High: 1.1468 / Low: 1.1261).

March Spread (Volatile) ±0.0741
January Spread (Stable) ±0.0207

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0192 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0192

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.2445) against the same month in 2019 (average: 1.1362), the exchange rate shifted by +0.1083 (+9.53%).

2020 Avg (December) 1.2445
2019 Avg (December) 1.1362

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1468 1.1261 1.1354
February 1.1340 1.1034 1.1167
March 1.1653 1.0912 1.1306
April 1.1232 1.1017 1.1113
May 1.1357 1.1042 1.1157
June 1.1626 1.1386 1.1508
July 1.2114 1.1493 1.1718
August 1.2217 1.2006 1.2098
September 1.2176 1.1880 1.2048
October 1.2134 1.1920 1.2035
November 1.2232 1.1889 1.2112
December 1.2561 1.2352 1.2445