YEARLY HIGH
112.1636 DJF
YEARLY LOW
101.9898 DJF
YEARLY AVERAGE
107.6958 DJF

2021 BGN to DJF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to DJF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 112.1636. Conversely, the yearly low was recorded on November 24, dropping to 101.9898.

This high-to-low spread represents a total annual volatility of 10.1738 DJF. From a start-to-finish perspective, comparing the January average rate of 110.8760 to the December average rate of 102.8676, the exchange rate registered a net change of -7.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 112.1636 was up 0.31% compared to the 2020 peak of 111.8156, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 560,818 DJF
2020 Average 519,575 DJF
Yearly Trough Low 509,949 DJF
Transaction Impact: A difference of 50,869.07 DJF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

111.6769
102.0668
JanuMarcMayJulySeptNove

BGN to DJF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 109.6902, compared to 105.7013 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.9889 points.

H1 Avg (Jan–Jun) 109.6902
H2 Avg (Jul–Dec) 105.7013

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 3.5988 DJF (High: 105.5886 / Low: 101.9898). On the other end, December was the most stable month, with a tight range of 0.8687 DJF (High: 103.3215 / Low: 102.4527).

November Spread (Volatile) ±3.5988
December Spread (Stable) ±0.8687

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.9560 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -1.9560

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 110.8760) against the same month in 2020 (average: 101.0617), the exchange rate shifted by +9.8143 (+9.71%).

2021 Avg (January) 110.8760
2020 Avg (January) 101.0617

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 112.1636 109.9300 110.8760
February 110.8143 108.9795 110.1184
March 110.0276 106.5372 108.2657
April 110.2255 106.8514 108.7949
May 111.4812 109.2934 110.5297
June 111.3182 107.8623 109.5565
July 108.1165 107.0764 107.6004
August 108.0664 106.1156 107.1301
September 108.1744 105.4073 107.2231
October 106.2960 104.9300 105.5469
November 105.5886 101.9898 103.8397
December 103.3215 102.4527 102.8676