YEARLY HIGH
1.2785 FJD
YEARLY LOW
1.2124 FJD
YEARLY AVERAGE
1.2509 FJD

2021 BGN to FJD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to FJD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 1.2785. Conversely, the yearly low was recorded on November 20, dropping to 1.2124.

This high-to-low spread represents a total annual volatility of 0.0661 FJD. From a start-to-finish perspective, comparing the January average rate of 1.2671 to the December average rate of 1.2304, the exchange rate registered a net change of -2.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.2785 was down 3.23% compared to the 2020 peak of 1.3211, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 6,392 FJD
2020 Average 6,322 FJD
Yearly Trough Low 6,062 FJD
Transaction Impact: A difference of 330.42 FJD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.2713
1.2209
JanuMarcMayJulySeptNove

BGN to FJD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2570, compared to 1.2449 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0121 points.

H1 Avg (Jan–Jun) 1.2570
H2 Avg (Jul–Dec) 1.2449

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0300 FJD (High: 1.2572 / Low: 1.2272). On the other end, December was the most stable month, with a tight range of 0.0131 FJD (High: 1.2390 / Low: 1.2259).

October Spread (Volatile) ±0.0300
December Spread (Stable) ±0.0131

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0172 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0172

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.2671) against the same month in 2020 (average: 1.2297), the exchange rate shifted by +0.0375 (+3.05%).

2021 Avg (January) 1.2671
2020 Avg (January) 1.2297

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.2785 1.2538 1.2671
February 1.2657 1.2409 1.2553
March 1.2527 1.2300 1.2440
April 1.2628 1.2400 1.2523
May 1.2714 1.2476 1.2614
June 1.2725 1.2511 1.2618
July 1.2656 1.2508 1.2580
August 1.2693 1.2470 1.2593
September 1.2641 1.2495 1.2568
October 1.2572 1.2272 1.2397
November 1.2342 1.2124 1.2251
December 1.2390 1.2259 1.2304