YEARLY HIGH
0.4321 GIP
YEARLY LOW
0.3923 GIP
YEARLY AVERAGE
0.4142 GIP

2012 BGN to GIP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to GIP exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.4321. Conversely, the yearly low was recorded on July 24, dropping to 0.3923.

This high-to-low spread represents a total annual volatility of 0.0398 GIP. From a start-to-finish perspective, comparing the January average rate of 0.4249 to the December average rate of 0.4176, the exchange rate registered a net change of -1.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.4321 was down 6.62% compared to the 2011 peak of 0.4627, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 2,161 GIP
2011 Average 2,219 GIP
Yearly Trough Low 1,961 GIP
Transaction Impact: A difference of 199.12 GIP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.4300
0.3958
JanuMarcMayJulySeptNove

BGN to GIP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4202, compared to 0.4083 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0119 points.

H1 Avg (Jan–Jun) 0.4202
H2 Avg (Jul–Dec) 0.4083

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0181 GIP (High: 0.4104 / Low: 0.3923). On the other end, March was the most stable month, with a tight range of 0.0057 GIP (High: 0.4287 / Low: 0.4230).

July Spread (Volatile) ±0.0181
March Spread (Stable) ±0.0057

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0130 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0130

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.4271) against the same month in 2011 (average: 0.4328), the exchange rate shifted by -0.0057 (-1.32%).

2012 Avg (February) 0.4271
2011 Avg (February) 0.4328

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4281 0.4209 0.4249
February 0.4321 0.4214 0.4271
March 0.4287 0.4230 0.4261
April 0.4275 0.4157 0.4201
May 0.4156 0.4085 0.4112
June 0.4145 0.4080 0.4117
July 0.4104 0.3923 0.3986
August 0.4042 0.3961 0.3996
September 0.4161 0.4033 0.4095
October 0.4183 0.4099 0.4138
November 0.4149 0.4074 0.4105
December 0.4223 0.4124 0.4176