YEARLY HIGH
22.7921 GMD
YEARLY LOW
18.9321 GMD
YEARLY AVERAGE
20.4259 GMD

2012 BGN to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 18, valuing the pair at 22.7921. Conversely, the yearly low was recorded on January 1, dropping to 18.9321.

This high-to-low spread represents a total annual volatility of 3.8599 GMD. From a start-to-finish perspective, comparing the January average rate of 19.5418 to the December average rate of 20.8156, the exchange rate registered a net change of 6.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 22.7921 was up 6.78% compared to the 2011 peak of 21.3448, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 113,960 GMD
2011 Average 100,232 GMD
Yearly Trough Low 94,661 GMD
Transaction Impact: A difference of 19,299.72 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

22.4808
19.2746
JanuMarcMayJulySeptNove

BGN to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.0265, compared to 20.8254 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7989 points.

H1 Avg (Jan–Jun) 20.0265
H2 Avg (Jul–Dec) 20.8254

Volatility Range Comparison

Volatility

The most volatile month in 2012 was November, with a trading range of 3.1703 GMD (High: 22.5420 / Low: 19.3717). On the other end, July was the most stable month, with a tight range of 0.6681 GMD (High: 20.1623 / Low: 19.4942).

November Spread (Volatile) ±3.1703
July Spread (Stable) ±0.6681

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 1.9198 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -1.9198

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 22.2136) against the same month in 2011 (average: 20.3672), the exchange rate shifted by +1.8464 (+9.07%).

2012 Avg (October) 22.2136
2011 Avg (October) 20.3672

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.3330 18.9321 19.5418
February 21.2376 19.8773 20.4999
March 20.8518 20.0263 20.5737
April 20.4215 19.3711 19.8970
May 20.3346 19.2784 19.8840
June 20.4103 19.1323 19.7624
July 20.1623 19.4942 19.7545
August 21.5696 19.7194 20.1621
September 22.0691 21.1805 21.7128
October 22.7921 21.6873 22.2136
November 22.5420 19.3717 20.2938
December 22.0270 19.8498 20.8156