YEARLY HIGH
103.9233 PKR
YEARLY LOW
91.3836 PKR
YEARLY AVERAGE
98.4606 PKR

2021 BGN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 26, valuing the pair at 103.9233. Conversely, the yearly low was recorded on March 31, dropping to 91.3836.

This high-to-low spread represents a total annual volatility of 12.5396 PKR. From a start-to-finish perspective, comparing the January average rate of 99.9405 to the December average rate of 102.5769, the exchange rate registered a net change of 2.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 103.9233 was up 1.21% compared to the 2020 peak of 102.6782, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 519,616 PKR
2020 Average 472,507 PKR
Yearly Trough Low 456,918 PKR
Transaction Impact: A difference of 62,698.21 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

103.4706
92.7463
JanuMarcMayJulySeptNove

BGN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 96.4243, compared to 100.4969 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.0726 points.

H1 Avg (Jan–Jun) 96.4243
H2 Avg (Jul–Dec) 100.4969

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 6.1194 PKR (High: 97.5030 / Low: 91.3836). On the other end, February was the most stable month, with a tight range of 1.4212 PKR (High: 99.1578 / Low: 97.7366).

March Spread (Volatile) ±6.1194
February Spread (Stable) ±1.4212

Growth Streaks & Declines

Trends

Between April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.6144 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -3.6144

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 101.9542) against the same month in 2020 (average: 97.9934), the exchange rate shifted by +3.9608 (+4.04%).

2021 Avg (October) 101.9542
2020 Avg (October) 97.9934

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 101.1259 99.0888 99.9405
February 99.1578 97.7366 98.5806
March 97.5030 91.3836 94.9662
April 95.4073 91.6862 93.6400
May 96.7935 93.8514 95.1760
June 97.0938 95.0327 96.2425
July 98.6171 95.2833 96.7463
August 100.6789 98.0616 99.1294
September 102.6056 100.8684 101.4653
October 103.9233 100.8779 101.9542
November 102.8257 100.3103 101.1092
December 103.5549 101.2140 102.5769