YEARLY HIGH
5.0318 SBD
YEARLY LOW
4.3645 SBD
YEARLY AVERAGE
4.6848 SBD

2012 BGN to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 5.0318. Conversely, the yearly low was recorded on July 24, dropping to 4.3645.

This high-to-low spread represents a total annual volatility of 0.6673 SBD. From a start-to-finish perspective, comparing the January average rate of 4.8367 to the December average rate of 4.7579, the exchange rate registered a net change of -1.63% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 5.0318 was down 12.85% compared to the 2011 peak of 5.7734, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 25,159 SBD
2011 Average 27,078 SBD
Yearly Trough Low 21,822 SBD
Transaction Impact: A difference of 3,336.52 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.8729
4.4387
JanuMarcMayJulySeptNove

BGN to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.7392, compared to 4.6303 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1089 points.

H1 Avg (Jan–Jun) 4.7392
H2 Avg (Jul–Dec) 4.6303

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.3310 SBD (High: 5.0318 / Low: 4.7007). On the other end, March was the most stable month, with a tight range of 0.0627 SBD (High: 4.8469 / Low: 4.7842).

January Spread (Volatile) ±0.3310
March Spread (Stable) ±0.0627

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2616 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2616

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 4.8367) against the same month in 2011 (average: 5.3304), the exchange rate shifted by -0.4937 (-9.26%).

2012 Avg (January) 4.8367
2011 Avg (January) 5.3304

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.0318 4.7007 4.8367
February 4.8027 4.7219 4.7620
March 4.8469 4.7842 4.8164
April 4.8359 4.7731 4.7939
May 4.7971 4.6474 4.7439
June 4.5310 4.4420 4.4823
July 4.6082 4.3645 4.5078
August 4.5493 4.4309 4.4749
September 4.7719 4.5391 4.6577
October 4.8114 4.6692 4.7254
November 4.7688 4.5935 4.6580
December 4.8074 4.6866 4.7579