YEARLY HIGH
5.5117 SVC
YEARLY LOW
5.0134 SVC
YEARLY AVERAGE
5.2933 SVC

2021 BGN to SVC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BGN to SVC exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 5.5117. Conversely, the yearly low was recorded on November 24, dropping to 5.0134.

This high-to-low spread represents a total annual volatility of 0.4984 SVC. From a start-to-finish perspective, comparing the January average rate of 5.4477 to the December average rate of 5.0561, the exchange rate registered a net change of -7.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.5117 was up 0.29% compared to the 2020 peak of 5.4958, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 27,559 SVC
2020 Average 25,535 SVC
Yearly Trough Low 25,067 SVC
Transaction Impact: A difference of 2,491.83 SVC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.4869
5.0169
JanuMarcMayJulySeptNove

BGN to SVC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.3913, compared to 5.1953 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1960 points.

H1 Avg (Jan–Jun) 5.3913
H2 Avg (Jul–Dec) 5.1953

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.1763 SVC (High: 5.1896 / Low: 5.0134). On the other end, December was the most stable month, with a tight range of 0.0486 SVC (High: 5.0812 / Low: 5.0327).

November Spread (Volatile) ±0.1763
December Spread (Stable) ±0.0486

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0960 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0960

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 5.4477) against the same month in 2020 (average: 4.9677), the exchange rate shifted by +0.4800 (+9.66%).

2021 Avg (January) 5.4477
2020 Avg (January) 4.9677

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.5117 5.4028 5.4477
February 5.4466 5.3568 5.4127
March 5.4076 5.2366 5.3210
April 5.4180 5.2485 5.3487
May 5.4786 5.3714 5.4328
June 5.4713 5.3027 5.3851
July 5.3140 5.2625 5.2891
August 5.3121 5.2160 5.2650
September 5.3171 5.1811 5.2704
October 5.2248 5.1572 5.1876
November 5.1896 5.0134 5.1039
December 5.0812 5.0327 5.0561